Visa Intelligent Commerce (VIC) is a new API‑suite and partner program launched on 30 April 2025 that lets autonomous AI agents not only recommend but pay for goods and services. It wraps Visa’s tokenization, authentication and fraud‑detection rails into five modular services—AI‑Ready Cards, Authentication, Payment Instructions, Personalization and Signals—so any agent built by partners such as OpenAI, Microsoft, Anthropic, Stripe, Samsung and others can transact safely inside preset spend limits. Early pilots begin this year; global rollout is expected in 2026.

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